Scenario 4. Restriction, hostile application vendor test data
Scenario 4. Restriction, Hostile application
Margaret Joyce Barber owns a property, registered with HM Land Registry under title number GR518197. There is a mortgage on the property with Abbey National PLC. Margaret is in financial difficulties and has not acknowledged or paid her credit card with Abbey National Card for the last six months. Abbey National have applied to the courts for a charging order to recover their debt if Margaret ever sells the property.
The court issues an interim charging order to Margaret without a hearing, which normally outlines the date for the charging order hearing. The court must give the debtor 21 days’ notice of the hearing, which will be heard before a district judge.
As a precaution, Abbey National’s conveyancer applies to HM Land Registry to register a restriction to prevent transfer of the property. HM Land Registry will also inform Margaret of the interim charging order in writing.
The documents required by HM Land Registry are:
- AP1 (alteration of register)
- RX1 (standard restriction)
- evidence
HM Land Registry does not require representation details for this application.
An RX1 is an application form in its own right. If it is the only application, it does not require an AP1. For this scenario a gateway customer will have to submit AP1 information as they have no other means to submit the application. Some of the required AP1 data will already be on the RX1 form.
4.1 Main flow to request official copy with a register extract using the title number.
This is not necessary for usual every day use but just for showing the register in the ‘before’ state.
- Test: Register extract service using ticket number 01
- Test purpose: This will return the ‘before application’ register and extracted data
Field group | Field name | Input | Expected output |
---|---|---|---|
Login details | User ID | BGUser001 |
|
Login details | Password | landreg001 |
|
Login details | User locale | En |
|
Login details | Message ID | scenario4 |
|
Login details | Title number | GR518197 |
|
Login details | Gross price amount | Any valid price |
|
Login details | External reference | Any valid reference |
|
Login details | Customer reference | Any valid reference |
|
Login details | Continue if title is closed and continued | FALSE |
|
Login details | Notify if pending first registration | FALSE |
|
Login details | Notify if pending application | FALSE |
|
Login details | Send back dated | FALSE |
|
Login details | Continue if actual fee exceeds expected fee | FALSE |
|
Login details | Include title plan | FALSE |
|
4.2 Electronic document registration services
Send the AP1.
Note: If a different messageId is used, the return will use the default ABR (Application Barcode Reference) of A123BCD. The UniqueId will reflect the messageId sent in the request.
<ns3:eDocumentRegistration xmlns:ns2="http://www.oscre.org/ns/eReg-Final/2012/RequestApplicationToChangeRegisterV2_0"
xmlns:ns3="http://drsv2_0.ws.bg.lr.gov/">
<arg0>
<ns2:MessageId>scenario4</ns2:MessageId>
<ns2:ExternalReference>CP/Barclaycard/Murphy</ns2:ExternalReference>
<ns2:Product>
<ns2:Reference>CP/Barclaycard/Murphy</ns2:Reference>
<ns2:TotalFeeInPence>5000</ns2:TotalFeeInPence>
<ns2:Email>carolparker@cozyconveynacers.com</ns2:Email>
<ns2:TelephoneNumber>01780299299</ns2:TelephoneNumber>
<ns2:AP1WarningUnderstood>true</ns2:AP1WarningUnderstood>
<ns2:ApplicationDate>2012-02-08</ns2:ApplicationDate>
<ns2:DisclosableOveridingInterests>false</ns2:DisclosableOveridingInterests>
<ns2:Titles>
<ns2:Dealing>
<ns2:DealingTitles>
<ns2:TitleNumber>GR518197</ns2:TitleNumber>
</ns2:DealingTitles>
</ns2:Dealing>
</ns2:Titles>
<ns2:Applications>
<ns2:OtherApplication>
<ns2:Priority>1</ns2:Priority>
<ns2:Value>0</ns2:Value>
<ns2:FeeInPence>5000</ns2:FeeInPence>
<ns2:Document>
<ns2:CertifiedCopy>Original</ns2:CertifiedCopy>
</ns2:Document>
<ns2:Type>RX1</ns2:Type>
</ns2:OtherApplication>
</ns2:Applications>
<ns2:SupportingDocuments>
<ns2:SupportingDocument>
<ns2:CertifiedCopy>Original</ns2:CertifiedCopy>
<ns2:DocumentId>2</ns2:DocumentId>
<ns2:DocumentName>Evidence</ns2:DocumentName>
</ns2:SupportingDocument>
</ns2:SupportingDocuments>
<ns2:Representations>
<ns2:LodgingConveyancer>
<ns2:RepresentativeId>1</ns2:RepresentativeId>
</ns2:LodgingConveyancer>
</ns2:Representations>
<ns2:Parties>
<ns2:Party representativeId="1">
<ns2:IsApplicant>true</ns2:IsApplicant>
<ns2:Company>
<ns2:CompanyName>Abbey National PLC</ns2:CompanyName>
</ns2:Company>
<ns2:Roles>
<ns2:Role>
<ns2:RoleType>ThirdParty</ns2:RoleType>
<ns2:Priority>1</ns2:Priority>
</ns2:Role>
</ns2:Roles>
</ns2:Party>
</ns2:Parties>
<ns2:ApplicationAffects>WHOLE</ns2:ApplicationAffects>
</ns2:Product>
</arg0>
</ns3:eDocumentRegistration>
Response from the gateway
<ns3:eDocumentRegistrationResponse xmlns:ns3="http://drsv2_0.ws.bg.lr.gov/" xmlns:ns2="http://www.oscre.org/ns/eReg-
Final/2012/RequestApplicationToChangeRegisterV2_0" xmlns:ns4="http://www.oscre.org/ns/eReg-
Final/2012/ResponseApplicationToChangeRegisterV2_0">
<return>
<ns4:GatewayResponse>
<ns4:TypeCode>10</ns4:TypeCode>
<ns4:Acknowledgement>
<ns4:UniqueID>scenario4</ns4:UniqueID>
<ns4:MessageDescription>Your application has been accepted</ns4:MessageDescription>
<ns4:PriorityDateTime>server time here</ns4:PriorityDateTime>
<ns4:ABR>G333YYZ</ns4:ABR>
</ns4:Acknowledgement>
</ns4:GatewayResponse>
</return>
</ns3:eDocumentRegistrationResponse>
4.3 Attachment service
For this scenario the attachment can be called twice. Once for the RX1 and another for the evidence. The attachment Id should change to match the corresponding application or document.
Attachment request using a supported file
<ns3:newAttachment xmlns:ns1="http://www.oscre.org/ns/eReg-Final/2012/RequestAttachmentV2_0"
xmlns:ns3="http://attachmentv2_0.ws.bg.lr.gov/">
<arg0>
<ns1:MessageId>any message id here</ns1:MessageId>
<ns1:ExternalReference>CP/Parrett/Jenkins</ns1:ExternalReference>
<ns1:ApplicationMessageId>any message id here</ns1:ApplicationMessageId>
<ns1:ApplicationService>92</ns1:ApplicationService>
<ns1:AttachmentId>1</ns1:AttachmentId>
<ns1:CertifiedCopy>Original</ns1:CertifiedCopy>
<ns1:Attachment>Byte Array goes here</ns1:Attachment>
</arg0>
</ns3:newAttachment>
Attachment request using notes
<ns3:newAttachment xmlns:ns1="http://www.oscre.org/ns/eReg-Final/2012/RequestAttachmentV2_0"
xmlns:ns3="http://attachmentv2_0.ws.bg.lr.gov/">
<arg0>
<ns1:MessageId>any message id here</ns1:MessageId>
<ns1:ExternalReference>CP/Parrett/Jenkins</ns1:ExternalReference>
<ns1:ApplicationMessageId>any message id here</ns1:ApplicationMessageId>
<ns1:ApplicationService>92</ns1:ApplicationService>
<ns1:Notest>any note here </ns1:Notes>
</arg0>
</ns3:newAttachment>
Attachment response
<ns3:newAttachmentResponse xmlns:ns3="http://attachmentv2_0.ws.bg.lr.gov/" xmlns:ns2="http://www.oscre.org/ns/eReg-
Final/2012/RequestAttachmentV2_0" xmlns:ns4="http://www.oscre.org/ns/eReg-Final/2012/ResponseAttachmentV2_0">
<return>
<ns4:GatewayResponse>
<ns4:TypeCode>10</ns4:TypeCode>
<ns4:Acknowledgement>
<ns4:UniqueID>your message id from the request here</ns4:UniqueID>
<ns4:MessageDescription>Your attachment has been received</ns4:MessageDescription>
</ns4:Acknowledgement>
</ns4:GatewayResponse>
</return>
</ns3:newAttachmentResponse>
Once the application has been processed a poll request for the completed application can be made. For the test stubs this has already been processed and so the poll can be completed at anytime. For the live service it will be expected that the outstanding request service will be used to validate the response. Confirming that the response has been generated, and is ready for collection.
4.4 Electronic document registration poll service
Request the AP1
<ns3:getResponse xmlns:ns2="http://www.oscre.org/ns/eReg/MR01-20090605/PollRequest" xmlns:ns3="http://poll.drsv2_0.ws.bg.lr.gov/">
<arg0>
<ns2:ID>
<ns2:MessageID>pollscenario4</ns2:MessageID>
</ns2:ID>
</arg0>
</ns3:getResponse>
Response from the gateway
<ns2:ResponseApplicationToChangeRegisterV2_0
xmlns:ns2="http://www.oscre.org/ns/eReg-Final/2012/ResponseApplicationToChangeRegisterV2_0">
<ns2:GatewayResponse>
<ns2:TypeCode>30</ns2:TypeCode>
<ns2:Results>
<ns2:MessageDetails>Your application has been processed</ns2:MessageDetails>
<ns2:ExternalReference>CP/Barclaycard/Murphy</ns2:ExternalReference>
<ns2:ActualFee>0</ns2:ActualFee>
<ns2:FeeAdjusted>false</ns2:FeeAdjusted>
<ns2:EarlyCompletionIndicator>false</ns2:EarlyCompletionIndicator>
<ns2:AdditionalDespatchItemsIndicator>false</ns2:AdditionalDespatchItemsIndicator>
<ns2:ResultTypeCode>10</ns2:ResultTypeCode>
<ns2:DespatchDocument ns2:filename="Land Registry Documents.zip" ns2:format="zip"> byte array removed for space but will be in the stub service for decoding </ns2:DespatchDocument>
<ns2:XmlRegisters>
<ns2:TitleNumber>GR518197</ns2:TitleNumber>
<ns2:OCSummaryData>
<ns2:OfficialCopyDateTime>2012-05-24T13:46:51</ns2:OfficialCopyDateTime>
<ns2:EditionDate>2012-05-24</ns2:EditionDate>
<ns2:PropertyAddress>
<ns2:AddressLine>
<ns2:Line>27 Church Road</ns2:Line>
<ns2:Line>Exeter</ns2:Line>
</ns2:AddressLine>
</ns2:PropertyAddress>
<ns2:Title>
<ns2:TitleNumber>GR518197</ns2:TitleNumber>
<ns2:ClassOfTitleCode>10</ns2:ClassOfTitleCode>
<ns2:CommonholdIndicator>false</ns2:CommonholdIndicator>
<ns2:TitleRegistrationDetails>
<ns2:DistrictName>SOUTH GLOUCESTERSHIRE</ns2:DistrictName>
<ns2:AdministrativeArea>SOUTH GLOUCESTERSHIRE</ns2:AdministrativeArea>
<ns2:LandRegistryOfficeName>Gloucester Office</ns2:LandRegistryOfficeName>
<ns2:LatestEditionDate>2012-05-24</ns2:LatestEditionDate>
<ns2:RegistrationDate>2012-05-21</ns2:RegistrationDate>
</ns2:TitleRegistrationDetails>
</ns2:Title>
<ns2:RegisterEntryIndicators>
<ns2:AgreedNoticeIndicator>false</ns2:AgreedNoticeIndicator>
<ns2:BankruptcyIndicator>false</ns2:BankruptcyIndicator>
<ns2:CautionIndicator>false</ns2:CautionIndicator>
<ns2:CCBIIndicator>false</ns2:CCBIIndicator>
<ns2:ChargeeIndicator>true</ns2:ChargeeIndicator>
<ns2:ChargeIndicator>true</ns2:ChargeIndicator>
<ns2:ChargeRelatedRestrictionIndicator>false</ns2:ChargeRelatedRestrictionIndicator>
<ns2:ChargeRestrictionIndicator>true</ns2:ChargeRestrictionIndicator>
<ns2:CreditorsNoticeIndicator>false</ns2:CreditorsNoticeIndicator>
<ns2:DeathOfProprietorIndicator>false</ns2:DeathOfProprietorIndicator>
<ns2:DeedOfPostponementIndicator>false</ns2:DeedOfPostponementIndicator>
<ns2:DiscountChargeIndicator>false</ns2:DiscountChargeIndicator>
<ns2:EquitableChargeIndicator>false</ns2:EquitableChargeIndicator>
<ns2:GreenOutEntryIndicator>false</ns2:GreenOutEntryIndicator>
<ns2:HomeRightsChangeOfAddressIndicator>false</ns2:HomeRightsChangeOfAddressIndicator>
<ns2:HomeRightsIndicator>false</ns2:HomeRightsIndicator>
<ns2:LeaseHoldTitleIndicator>false</ns2:LeaseHoldTitleIndicator>
<ns2:MultipleChargeIndicator>false</ns2:MultipleChargeIndicator>
<ns2:NonChargeRestrictionIndicator>false</ns2:NonChargeRestrictionIndicator>
<ns2:NotedChargeIndicator>false</ns2:NotedChargeIndicator>
<ns2:PricePaidIndicator>false</ns2:PricePaidIndicator>
<ns2:PropertyDescriptionNotesIndicator>false</ns2:PropertyDescriptionNotesIndicator>
<ns2:RentChargeIndicator>false</ns2:RentChargeIndicator>
<ns2:RightOfPreEmptionIndicator>false</ns2:RightOfPreEmptionIndicator>
<ns2:ScheduleOfLeasesIndicator>false</ns2:ScheduleOfLeasesIndicator>
<ns2:SubChargeIndicator>false</ns2:SubChargeIndicator>
<ns2:UnidentifiedEntryIndicator>false</ns2:UnidentifiedEntryIndicator>
<ns2:UnilateralNoticeBeneficiaryIndicator>false</ns2:UnilateralNoticeBeneficiaryIndicator>
<ns2:UnilateralNoticeIndicator>false</ns2:UnilateralNoticeIndicator>
<ns2:VendorsLienIndicator>false</ns2:VendorsLienIndicator>
</ns2:RegisterEntryIndicators>
<ns2:Proprietorship>
<ns2:CurrentProprietorshipDate>2012-05-21</ns2:CurrentProprietorshipDate>
<ns2:RegisteredProprietorParty>
<ns2:PrivateIndividual>
<ns2:Name>
<ns2:ForenamesName>MARGARET JOYCE</ns2:ForenamesName>
<ns2:SurnameName>BARBER</ns2:SurnameName>
</ns2:Name>
</ns2:PrivateIndividual>
<ns2:Address>
<ns2:AddressLine>
<ns2:Line>8 Rydding Lane</ns2:Line>
<ns2:Line>West Bromwich</ns2:Line>
<ns2:Line>W Midlands</ns2:Line>
</ns2:AddressLine>
</ns2:Address>
</ns2:RegisteredProprietorParty>
</ns2:Proprietorship>
<ns2:RestrictionDetails>
<ns2:RestrictionEntry>
<ns2:ChargeRestriction>
<ns2:RestrictionTypeCode>30</ns2:RestrictionTypeCode>
<ns2:ChargeID>1</ns2:ChargeID>
<ns2:EntryDetails>
<ns2:EntryNumber>2</ns2:EntryNumber>
<ns2:EntryText>RESTRICTION: No disposition of the registered estate by the proprietor of the registered estate is to be registered without a written consent signed by the proprietor for the time being of the Charge dated 6 December 2010 in favour of Abbey National PLC referred to in the Charges Register.</ns2:EntryText>
<ns2:SubRegisterCode>B</ns2:SubRegisterCode>
<ns2:Infills>
<ns2:ChargeDate>2010-12-06</ns2:ChargeDate>
<ns2:ChargeParty>Abbey National PLC</ns2:ChargeParty>
</ns2:Infills>
</ns2:EntryDetails>
</ns2:ChargeRestriction>
</ns2:RestrictionEntry>
</ns2:RestrictionDetails>
<ns2:Charge>
<ns2:ChargeEntry>
<ns2:ChargeID>1</ns2:ChargeID>
<ns2:ChargeDate>2010-12-06</ns2:ChargeDate>
<ns2:RegisteredCharge>
<ns2:EntryDetails>
<ns2:EntryNumber>2</ns2:EntryNumber>
<ns2:EntryText>REGISTERED CHARGE dated 6 December 2010 to secure the moneys including the further advances therein mentioned.</ns2:EntryText>
<ns2:RegistrationDate>2012-05-21</ns2:RegistrationDate>
<ns2:SubRegisterCode>C</ns2:SubRegisterCode>
<ns2:Infills>
<ns2:ChargeDate>2010-12-06</ns2:ChargeDate>
</ns2:Infills>
</ns2:EntryDetails>
</ns2:RegisteredCharge>
<ns2:ChargeProprietor>
<ns2:ChargeeParty>
<ns2:Organization>
<ns2:Name>Abbey National PLC</ns2:Name>
</ns2:Organization>
<ns2:Address>
<ns2:PostcodeZone>
<ns2:Postcode>MK9 1AA</ns2:Postcode>
</ns2:PostcodeZone>
<ns2:AddressLine>
<ns2:Line>Deeds Services</ns2:Line>
<ns2:Line>101 Midsummer Boulevard</ns2:Line>
<ns2:Line>Milton Keynes</ns2:Line>
</ns2:AddressLine>
</ns2:Address>
</ns2:ChargeeParty>
<ns2:EntryDetails>
<ns2:EntryNumber>3</ns2:EntryNumber>
<ns2:EntryText>Proprietor: ABBEY NATIONAL PLC (Co. Regn. No. 2294747) of Deeds Services, 101 Midsummer Boulevard, Milton Keynes MK9 1AA.</ns2:EntryText>
<ns2:RegistrationDate>2012-05-21</ns2:RegistrationDate>
<ns2:SubRegisterCode>C</ns2:SubRegisterCode>
</ns2:EntryDetails>
</ns2:ChargeProprietor>
</ns2:ChargeEntry>
</ns2:Charge>
<ns2:DocumentDetails>
<ns2:Document>
<ns2:DocumentType>50</ns2:DocumentType>
<ns2:DocumentDate>2010-12-06</ns2:DocumentDate>
<ns2:EntryNumber>B2</ns2:EntryNumber>
<ns2:EntryNumber>C2</ns2:EntryNumber>
<ns2:EntryNumber>C3</ns2:EntryNumber>
<ns2:PlanOnlyIndicator>false</ns2:PlanOnlyIndicator>
<ns2:RegisterDescription>Charge</ns2:RegisterDescription>
</ns2:Document>
<ns2:Document>
<ns2:DocumentType>130</ns2:DocumentType>
<ns2:DocumentDate>1971-06-07</ns2:DocumentDate>
<ns2:EntryNumber>A3</ns2:EntryNumber>
<ns2:EntryNumber>C1</ns2:EntryNumber>
<ns2:PlanOnlyIndicator>false</ns2:PlanOnlyIndicator>
<ns2:RegisterDescription>Transfer</ns2:RegisterDescription>
</ns2:Document>
</ns2:DocumentDetails>
</ns2:OCSummaryData>
<ns2:XmlRegisterData>
<ns2:TitleNumber>GR518197</ns2:TitleNumber>
<ns2:PropertyRegister>
<ns2:DistrictDetails>
<ns2:EntryText>SOUTH GLOUCESTERSHIRE</ns2:EntryText>
</ns2:DistrictDetails>
<ns2:RegisterEntry>
<ns2:EntryNumber>1</ns2:EntryNumber>
<ns2:EntryDate>2012-05-21</ns2:EntryDate>
<ns2:EntryType>Property Description</ns2:EntryType>
<ns2:EntryText>The Freehold land shown edged with red on the plan of the above title filed at the Registry and being 27 Church Road, Exeter.</ns2:EntryText>
</ns2:RegisterEntry>
<ns2:RegisterEntry>
<ns2:EntryNumber>2</ns2:EntryNumber>
<ns2:EntryType>Mines & Minerals - Short Entries</ns2:EntryType>
<ns2:EntryText>The mines and minerals are excepted.</ns2:EntryText>
</ns2:RegisterEntry>
<ns2:RegisterEntry>
<ns2:EntryNumber>3</ns2:EntryNumber>
<ns2:EntryType>Beneficial/Subjective Easements - A Register</ns2:EntryType>
<ns2:EntryText>The land has the benefit of the rights granted by but is subject to the rights reserved by the Transfer dated 7 June 1971 referred to in the Charges Register.</ns2:EntryText>
</ns2:RegisterEntry>
</ns2:PropertyRegister>
<ns2:ProprietorshipRegister>
<ns2:RegisterEntry>
<ns2:EntryNumber>1</ns2:EntryNumber>
<ns2:EntryDate>2012-05-21</ns2:EntryDate>
<ns2:EntryType>Proprietor</ns2:EntryType>
<ns2:EntryText>PROPRIETOR: MARGARET JOYCE BARBER of 8 Rydding Lane, West Bromwich, W Midlands.</ns2:EntryText>
</ns2:RegisterEntry>
<ns2:RegisterEntry>
<ns2:EntryNumber>2</ns2:EntryNumber>
<ns2:EntryDate>2012-05-24</ns2:EntryDate>
<ns2:EntryType>Charge Restriction - B Register</ns2:EntryType>
<ns2:EntryText>RESTRICTION: No disposition of the registered estate by the proprietor of the registered estate is to be registered without a written consent signed by the proprietor for the time being of the Charge dated 6 December 2010 in favour of Abbey National PLC referred to in the Charges Register.</ns2:EntryText>
</ns2:RegisterEntry>
</ns2:ProprietorshipRegister>
<ns2:ChargesRegister>
<ns2:RegisterEntry>
<ns2:EntryNumber>1</ns2:EntryNumber>
<ns2:EntryType>Restrictive Covenants/Stipulations - Deed</ns2:EntryType>
<ns2:EntryText>A Transfer of the land in this title dated 7 June 1971 made between (1) West Bromwich Corporation and (2) Joseph Ulick Michael Murphy and Margaret Joyce Barber contains restrictive covenants.</ns2:EntryText>
<ns2:EntryText>NOTE: Original filed.</ns2:EntryText>
</ns2:RegisterEntry>
<ns2:RegisterEntry>
<ns2:EntryNumber>2</ns2:EntryNumber>
<ns2:EntryDate>2012-05-21</ns2:EntryDate>
<ns2:EntryType>Registered Charges</ns2:EntryType>
<ns2:EntryText>REGISTERED CHARGE dated 6 December 2010 to secure the moneys including the further advances therein mentioned.</ns2:EntryText>
</ns2:RegisterEntry>
<ns2:RegisterEntry>
<ns2:EntryNumber>3</ns2:EntryNumber>
<ns2:EntryDate>2012-05-21</ns2:EntryDate>
<ns2:EntryType>Chargee</ns2:EntryType>
<ns2:EntryText>Proprietor: ABBEY NATIONAL PLC (Co. Regn. No. 2294747) of Deeds Services, 101 Midsummer Boulevard, Milton Keynes MK9 1AA.</ns2:EntryText>
</ns2:RegisterEntry>
</ns2:ChargesRegister>
</ns2:XmlRegisterData>
</ns2:XmlRegisters>
</ns2:Results>
</ns2:GatewayResponse>
</ns2:ResponseApplicationToChangeRegisterV2_0>